Protecting Insured Assets, Part 1: Flood & Weather-related Damage

August 18, 2026
/
Rain Drops on Window

Missed our August webinar? The recording is now available on the DRM website! Property claims adjuster Mike LeValley recently hosted a session sharing common causes of property damage and key strategies to reduce these risks.

Our claims data shows that internal plumbing failures are the leading threat, representing 65% of all claim payments ($12.07 million). These costly indoor incidents stem from four main culprits: winter pipe freezes, clogged summer HVAC drain pans, failing supply lines, and long-running after-hours leaks. Beyond plumbing, severe rain and spring snowmelts place heavy stress on building envelopes. When roof drains clog or flashing degrades, water pools on flat roofs, causing roof leaks and structural ceiling collapses.

To safeguard your facilities, focus on these three core strategies:

  • Smart Monitoring: Deploy flow sensors, automatic shut-offs, and 24/7 remote moisture alarms.
  • Regular Inspections: Conduct weekly basement walkthroughs, semi-annual roof audits, and clear drains before seasonal storms.
  • Emergency Readiness: Label main water shut-off valves clearly, update vendor lists, and establish rapid response protocols.

DRM’s Loss Control team is here to support you with on-site visits, custom mitigation planning, and entity-specific claims data. Click below to watch the full webinar recording.